How Important is Insurance When Hiring a House Cleaning Service?

Why Choosing an Insured House Cleaning Service Matters: Insights from H&R Cleaning

When it comes to maintaining a clean and safe home, hiring a professional cleaning service is often the best choice. However, not all cleaning services are created equal. One crucial factor that sets reputable companies apart is whether they are insured. At H&R Cleaning, we prioritize our clients’ peace of mind by ensuring we’re fully insured and bonded. And while we nearly never have any issues, we care about our client’s peace of mind and provide insurance coverage as an added layer of protection and a benefit for them. 

If you are searching for a cleaning service, you want to choose a team that is fully bonded and insured. We teamed up with Brandon Walthall of VanDyke Rankin Insurance to provide insight on why.

person wearing yellow glove cleaning bathroom counter

The Risks of Hiring an Uninsured Cleaning Service

Opting for a cleaning service that isn’t properly insured can expose you to several risks:

  • Accidental Property Damage: Even the most careful cleaners can accidentally damage furniture, flooring, or valuables. Without insurance, you may be left footing the repair or replacement bill.
  • Lost Items: In rare cases, an item may become lost. According to Insureon, without bonding, recovering lost property or damages can be challenging.
  • Legal and Financial Liabilities: Uninsured cleaning services may not have the resources to cover legal fees or settlements if a client files a lawsuit due to an incident, according to Taskbird.

Q: Why should you choose a cleaning service that is covered with liability insurance?

A: It is important to choose a cleaning company that has liability insurance so you know your items and house are protected. It also provides protection/reimbursement for any of your items that are potentially lost or damaged.

Q: What’s the likelihood that they would really need to have that coverage? That something could happen? 

A: It is highly likely that this coverage could be needed considering they are using different types of chemicals and are touching every surface in the house. It could be as simple as someone vacuuming and they hit your tv with the vacuum or they are dusting the fan and break a blade off.

deep cleaned living room

The Benefits of Choosing an Insured Cleaning Service

Selecting an insured cleaning service offers several advantages:

  • Protection Against Property Damage: Insurance ensures that if an accidental breakage occurs, the company can cover the repair or replacement costs.
  • Trust and Professionalism: An insured and bonded company demonstrates a commitment to professionalism and accountability, giving you confidence in their services.
  • Compliance and Peace of Mind: Hiring an insured service means you’re working with a company that complies with industry standards and regulations, ensuring a safer environment for all parties involved.

Q: What kind of insurance coverage should you look for when choosing a cleaning service?

A: The main insurance to ask about is general liability because that is what protects you and your property from any negligence by the cleaning company. You can also ask if they have a janitorial bond in place to provide more coverage in case your property is misplaced or damaged.

woman looking at counter while she wipes it clean with sponge

Why H&R Cleaning Stands Out

At H&R Cleaning, we understand the importance of trust and reliability in our line of work. Here’s why our clients choose us:

  • Fully Insured and Bonded: We carry comprehensive insurance coverage, including general liability and bonding, to protect both our clients and our team.
  • Experienced and Professional Team: With over 12 years of experience, our trained staff handles your home with the utmost care and respect.
  • Local, Family, and Women-Owned Business: Being part of the Bryan-College Station community, we take pride in serving our neighbors and supporting our local community.
  • Commitment to Client Satisfaction: We go above and beyond to ensure our clients are happy with our services, offering customized cleaning solutions to meet your specific needs.

Ready for Clean?

While incidents during cleaning are rare, having insurance in place ensures that both our clients and our business are protected. At H&R Cleaning, we believe in providing not just a clean home but also peace of mind. By choosing an insured cleaning service, you’re making a smart decision that safeguards your property and supports a reputable local business.

For more information or to schedule a cleaning, book online in less than 60 seconds or call us at (979) 485-5260. Let us take the worry out of your cleaning needs!

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amanda

Amanda is the founder and owner of H&R Cleaning, a thriving cleaning company she established more than a decade ago armed with just a vacuum and a handful of flyers. Today, Amanda leads a dedicated team of 17 highly skilled cleaning technicians, serving 357 recurring clients. With an impressive track record of 6,900 households cleaned, Amanda aims to improve the lives of her fellow residents in Bryan/College Station, Texas by promoting a healthier, cleaner, and happier home life.